Give every customer a virtual account that mints your stablecoin automatically

5 min read
Ben Milne | Brale
Chris Knutson | Brale
Chase Merlin | Brale
Give every customer a virtual account that mints your stablecoin automatically | Brale Blog

Give every customer a virtual account that mints your stablecoin automatically

Today we're relaunching Automations, our virtual account engine for stablecoins.

Automations give every customer a unique account number and routing number. When USD hits a virtual account via ACH or wire, Brale automatically mints stablecoins to a wallet you choose and creates a Transfer record you can reconcile in your own system.

For fintechs, platforms, and businesses, this means no shared memos and no manual mints - just fiat in, stablecoins out. With Automations, a virtual account is an automatic onramp: funds land, stablecoins mint, Transfers update - no one on your team has to touch it.

At a glance, Automations let you:

  • Create virtual accounts per customer, wallet, or program
  • Accept ACH and wires into those accounts
  • Auto-mint stablecoins to on-chain wallets on 20+ blockchains and 50+ stablecoins
  • Get canonical Transfer records for clean accounting and reporting

Earlier this fall we paused Automations while we migrated the underlying virtual account infrastructure for reliability and future features. They're now back with better economics and scalability.

Pricing that scales to thousands of accounts

Most virtual-account providers charge dollars per account per month and take tens of basis points on conversion fees. That makes it expensive to give each customer their own bank coordinates.

Automations start at $0.25 per Automation per month and 0 bps on onramp volume, so you can create thousands of automatic onramps without worrying about per-account overhead.

What's included:

$0.25 per Automation / month0 bps on onramps
Unique account per customerACH & Wire
20+ blockchains supportedWorks with your stablecoin

Why Automations are different

Automations combine scalable virtual accounts with Brale's entire issuance stack.

  • Built by a regulated stablecoin issuer

    Issuance, reserves, and on/off-ramps live in the same regulated stack. You don't have to stitch together a bank, a crypto broker, and a stablecoin.

  • Works with your stablecoin

    Point Automations at USDC and other major stablecoins - or at a branded stablecoin you issue with Brale. The onramp is yours.

  • Multi-chain by default

    Mint to wallets on 20+ blockchains and 50+ stablecoins using the same value_type and transfer_type objects you already use.

  • Cheaper at scale

    $0.25 per Automation per month and 0 bps on onramps means you can provision an onramp for every merchant, card program, or payout flow.

How to Create Automations

Creating an Automation in the Brale
dashboard

In the dashboard, creating an Automation is as simple as:

  1. Choose a stablecoin and click on the Automations tab.
  2. Give it a name (e.g., "Customer 123 – USD onramp").
  3. Set the destination wallet and chain (e.g., SBC on Solana).
  4. Save and wait a moment for the Automation to become active.
  5. Copy the funding instructions (routing and account number) and share them with your customer.

Once your customer sends USD to that account, Brale mints the stablecoins and records the Transfer automatically.

You can also create an Automation through the Brale API:

POST
https://api.brale.xyz/accounts/{account_id}/automations
{
  "name": "Customer XYZ Onramp",
  "source": {
    "value_type": "USD"
  },
  "destination": {
    "address_id": "35LWXNTO2jem13nXCLyciFdi162",
    "value_type": "SBC",
    "transfer_type": "solana"
  }
}

Automations use the same amount, value_type, and transfer_type objects as every other transfer.

How teams are using Automations

Automations are already showing up across a few common patterns.

Cross-border and remittance programs

Give every B2B customer their own Automation. They get familiar domestic U.S. wiring/ACH instructions, and you get on-chain stablecoin balances on arrival and a single Transfer record instead of reconciling ACH memos and spreadsheets. Perfect for remittance apps and cross-border platforms moving USD into local-currency stablecoins.

Stablecoin card programs and payout wallets

Use an Automation to top up a card program or payout wallet when balances get low. Businesses can wire or ACH USD into a dedicated Automation, and Brale mints stablecoins directly into the program treasury wallet powering cards, payroll, or vendor payouts.

Marketplaces and platforms

Assign an Automation per merchant, vendor, or creator. Settlement flows that used to land as fiat can now arrive as stablecoins in the merchant's wallet, ready for payouts, swaps, or treasury strategies.

Getting started with Automations

Read the Fiat to Stablecoin (Onramp) guide section on Automations in the docs.

Brale customers can see their first Automation mint stablecoins in an hour or less. Sign up or reach out to our team to learn more.

Stablecoins are for everyone, and now they're easier than ever to fund.

Get started with Automations

See your first Automation mint stablecoins in an hour or less

Discuss on

Contributors

  • Ben Milne | Brale
    Ben Milne
    Founder & CEO
  • Chris Knutson | Brale
    Chris Knutson
    Sr Software Engineer
  • Chase Merlin | Brale
    Chase Merlin
    Sr Product Manager

Related posts